The interests of the region, its residents and businesses as a basis for the strategy of sustainable development of regional banks and balanced development of public finances at the sub-federal level
https://doi.org/10.34020/1993-4386-2024-1-22-33
Abstract
The article examines the role of regional banks in the socio-economic development of the regional economy: the nature of the regional bank as an element of the financial system of the region is investigated, the relationship between the financial performance of the regional bank and the indicators of socio–economic development of the region is analyzed. The analysis of changes in the structure of the banking sector, starting in 2016, is carried out in order to assess the implementation of the principles of proportional regulation of the activities of banking sector entities. The advantage of regional banks in comparison with federal ones is studied in order to implement the transformation of the national economy against the background of current challenges: regional banks in conditions of resource scarcity, nevertheless, have greater flexibility, stability and the ability to quickly adapt to changing conditions, are able to offer customers the most suitable products and services and are a necessary element for the balanced development of regional (sub-federal) finance.
About the Authors
N. S. Shvetsova
Joint Stock Company Raiffeisenbank
Russian Federation
Russian Federation
Nadezhda S. Shvetsova – Chief Specialist of the Financial Administration Department of the Business
Development Department and IT Methodology, graduate of the postgraduate course in Economics in 2022, Novosibirsk State University of Economics and Management (qualification "Researcher. Teacher-researcher")
Novosibirsk
N. V. Bryukhanova
Russian State University for the Humanities
Russian Federation
Russian Federation
Natal'ya V. Bryukhanova – Doctor of Economics, Associate Professor, Professor of the Department of Management
Moscow
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Review
For citations:
Shvetsova N.S., Bryukhanova N.V. The interests of the region, its residents and businesses as a basis for the strategy of sustainable development of regional banks and balanced development of public finances at the sub-federal level. Siberian Financial School. 2024;(1):22-33. (In Russ.) https://doi.org/10.34020/1993-4386-2024-1-22-33
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