Digital transformation of the banking system: today and tomorrow
Abstract
The share of non-cash payments in the total amount of con-sumer payments of economically developed countries grows, and the reasons for that - penetration of the Internet, mass use of mobile devices and information technologies and also liberalization and globalization of the markets. Digitalization creates a situation when digital giants (BigTechs) already in a step from active penetration on the financial market, threatening traditional credit institutions. In article importance of develo-pment in Russia of digital economy at observance of measures of regulation of this process is noted.
About the Authors
A. . Naumenko
Siberian Academy of Finance and Banking
Russian Federation
Russian Federation
M. . Sat
Siberian Academy of Finance and Banking
Russian Federation
Russian Federation
A. . Gladchenko
Siberian Academy of Finance and Banking
Russian Federation
Russian Federation
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Review
For citations:
Naumenko A., Sat M., Gladchenko A. Digital transformation of the banking system: today and tomorrow. Siberian Financial School. 2019;(1):68-74. (In Russ.)
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