Financial accessibility as a factor in ensuring economic growth, sustainable development and improving the financial well-being of the population
https://doi.org/10.34020/1993-4386-2024-4-81-94
Abstract
The study includes a description of historical events related to the justification by international organizations of the need to increase the level of financial inclusion, accessibility of financial services for the population and businesses in order to reduce poverty, ensure economic growth and sustainable development, improve the well-being and quality of life of the population. It examines various aspects of ensuring the availability of financial products and services for socially significant consumer groups. An essential characteristic of the concept of "financial accessibility", a system of indicators for its assessment and identification of the relationship between the availability of financial services with economic growth, sustainable development and improvement of the financial well-being of the population is given. The analysis of the regulatory support for the activities of the Bank of Russia (as the main regulator for improving the availability of financial services and conducting behavioral supervision of the activities of financial organizations) is made. Special attention is paid to financial inclusion and ensuring accessibility of financial services for people with disabilities.
About the Authors
N. V. Fadeikina
Novosibirsk State University of Economics and Management
Russian Federation
Russian Federation
Natalia V. Fadeikina – Doctor of Economics, Professor, Honored Scientist and Honored Economist of the Novosibirsk Region, Professor of the Department of Public Finance and Editor-in-Chief of the scientific journal Siberian Financial School
Novosibirsk
Yu. V. Babina
Novosibirsk State University of Economics and Management
Russian Federation
Russian Federation
Yulia V. Babina – PhD in Economics, Associate Professor of the Department of Marketing, Advertising and Public Relations
Novosibirsk
O. V. Morozova
Novosibirsk State University of Economics and Management
Russian Federation
Russian Federation
Oksana V. Morozova – Candidate of Philosophical Sciences, Associate Professor of the Department of Public Finance
Novosibirsk
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Review
For citations:
Fadeikina N.V., Babina Yu.V., Morozova O.V. Financial accessibility as a factor in ensuring economic growth, sustainable development and improving the financial well-being of the population. Siberian Financial School. 2024;(4):81-94. (In Russ.) https://doi.org/10.34020/1993-4386-2024-4-81-94
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