Methodological approaches to conducting assessment of the financial stability of the bank, taking into account the specialization of its activities
https://doi.org/10.34020/1993-4386-2024-4-48-55
Abstract
In this study, five groups of criteria characterizing the financial stability of banks of various specializations were determined, which made it possible to determine the indicators to the greatest extent characterizing the stability of the financial and economic activities of the bank. As a result, a scoring model was developed that takes into account the actual level of financial stability indicators and determines, taking into account the range of optimal values, the rating of each indicator in points. The express method of scoring financial stability presented in the article also takes into account the specialization of the bank, the degree of its expression, and, consequently, the influence exerted, which makes it possible to more accurately determine the significance of the criteria in the assessment, the ratio of their weight shares compared to the indicators characterizing only the general aspects of financial stability.
About the Authors
A. G. Zelenskiy
Volgograd Institute of Management, a branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation (VIM RANEPA)
Russian Federation
Russian Federation
Andrei G. Zelenskiy – Senior Lecturer at the Department of Economics and Finance
Volgograd
D. A. Shevchenko
Volgograd State University
Russian Federation
Russian Federation
Daniil A. Shevchenko – Postgraduate student of the Department of Finance, Accounting and Economic Security
Volgograd
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Review
For citations:
Zelenskiy A.G., Shevchenko D.A. Methodological approaches to conducting assessment of the financial stability of the bank, taking into account the specialization of its activities. Siberian Financial School. 2024;(4):48-55. (In Russ.) https://doi.org/10.34020/1993-4386-2024-4-48-55
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