On the issue of digitalization and digital transformation of the banking sector and their impact on improving the quality of life of the population of the Kyrgyz Republic
https://doi.org/10.34020/1993-4386-2024-4-32-37
Abstract
One of the most relevant, discussed and popular topics in society in recent years is the quality of life of the population. This topic is not only of scientific interest, but also its practical application is important. Improving and improving the quality of life of the population, as a strategic development goal, is indicated in the documents of many countries, including the Kyrgyz Republic (KR). For example, this goal is enshrined in the Concept of National Security of the Kyrgyz Republic, the Concept of Digital Transformation of the Kyrgyz Republic for 2024-2028 and in other documents of the Kyrgyz Republic. One of the main goals of the "Strategic Directions of the National Bank of the Kyrgyz Republic for 2022-2025" is to increase the availability of digital payment services for the population. This is achieved through the implementation of digital transformation of banking activities aimed at improving the quality of life of the population through the introduction of modern technologies for providing banking services, which are being improved in the context of their digitalization, preceding the process of digital transformation of the banking sector.
In this article, the authors reveal the essence of digitalization and digital transformation of the banking sector and their impact on ensuring the quality of life of the population by increasing the level of banking services, using modern digital resources and end-to-end digital processes.
About the Authors
A. K. Tabyshova
Scientific Research University "Kyrgyz Economic University named after M. Ryskulbekov"
Kyrgyzstan
Kyrgyzstan
Adiliya K. Tabyshova – Candidate of Economic Sciences, Associate Professor of the Department of Banking and Securities Market
Bishkek
A. M. Chabanova
Commercial Bank of KYRGYZSTAN OJSC
Kyrgyzstan
Kyrgyzstan
Aigul M. Chabanova – Head of the Credit Portfolio Control Department of the Lending Department
Bishkek
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Review
For citations:
Tabyshova A.K., Chabanova A.M. On the issue of digitalization and digital transformation of the banking sector and their impact on improving the quality of life of the population of the Kyrgyz Republic. Siberian Financial School. 2024;(4):32-37. (In Russ.) https://doi.org/10.34020/1993-4386-2024-4-32-37
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