The state and prospects of development of insurance for small and medium-sized businesses in Russia
https://doi.org/10.34020/1993-4386-2024-3-56-62
Abstract
In modern conditions caused by the instability of the national economy, the role of small and medium-sized businesses (SMEs) in the country's economy is increasing many times. Insurance is a reliable tool for protecting entrepreneurs from risks and ensuring the sustainability of their business. The purpose of this article is to study the current problems and prospects for the development of SME insurance in the context of external economic sanctions and market volatility. The object of the study is the SME insurance system in Russia. Scientific work contributes to the theory of insurance, in particular, to substantiate the need for insurance in the development of entrepreneurship and its role for the country's economy. The results of the study can be used to develop measures of state support for SME insurance, as well as to improve insurance products aimed at entrepreneurs.
About the Authors
O. Donetskova
Orenburg branch of RANEPA
Russian Federation
Russian Federation
Olga Yu. Donetskova – Candidate of Economic Sciences, Associate Professor
Orenburg
L. Sadykova
Orenburg State University
Russian Federation
Russian Federation
Lucia M. Sadykova – Candidate of Economic Sciences, Associate Professor of the Department of Banking and Insurance
Orenburg
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Review
For citations:
Donetskova O., Sadykova L. The state and prospects of development of insurance for small and medium-sized businesses in Russia. Siberian Financial School. 2024;(3):56-62. (In Russ.) https://doi.org/10.34020/1993-4386-2024-3-56-62
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