On the issue of the development of the regulatory framework for ensuring the financial stability of the deposit insurance and pension savings system in the Russian Federation
https://doi.org/10.34020/1993-4386-2023-3-131-136
Abstract
The article examines the regulatory framework for ensuring the financial stability of the national deposit insurance system, its modern structure, highlights the problems and prospects for development. The purpose of this study is to substantiate the need to develop the regulatory framework for the functioning of the deposit insurance system, ensuring an increase in its financial stability. Based on the results of the study: the need to clarify the terminological apparatus of the application of regulatory legal acts in the field of the organization of the insurance system in connection with the inclusion of funds of non-state pension funds in the part of voluntary pension funds (2022) and formed pension rights within the funded part of the pension for compulsory pension insurance (2014) is justified; the criteria of the nature of the financial condition of financial institutions participating in the deposit insurance and pension savings system, as well as their weight values used to clarify the size of differentiated contributions for the formation of insurance funds, are proposed; the need for the introduction of regulatory monitoring of financial stability in order to form tariff requirements for participants in the deposit insurance and pension savings system – banks and non–state pension funds is substantiated.
About the Author
I. K. Bitkina
Volgograd Institute of Management – Branch of the Russian Academy of National Economy and Public Administration under the President of the Russian Federation – VIU RANEPA
Russian Federation
Russian Federation
Irina K. Bitkina – Candidate of Economic Sciences, Associate Professor, Associate Professor of the Department of Economics and Finance
Volgograd
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Review
For citations:
Bitkina I.K. On the issue of the development of the regulatory framework for ensuring the financial stability of the deposit insurance and pension savings system in the Russian Federation. Siberian Financial School. 2023;(3):131-136. (In Russ.) https://doi.org/10.34020/1993-4386-2023-3-131-136
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