Housing mortgage-refinancing market in Russia. Current state and opportunities
Abstract
The article analyzes the current state of the mortgage refinancing market in Russia, substantiates the need for securitization of mortgage assets of commercial banks, considers the opportunities and prospects for the development of a “secondary” mortgage lending market, compares the models of classical securitization and refi-nancing through specialized mortgage lending agencies from a bank’s position in a number indicators.
About the Author
S. .. Muzhurenko
Novosibirsk State University of Economics and Management
Russian Federation
Russian Federation
References
1. Резванова Л.М. Механизм секьюритизации в системе рефинансирования ипотечного кредитования // Банковское кредитование. № 1. 2008. С. 1-3. URL: http://www.reglament.net/bank/credit/2008_1_article.htm (дата обращения: 13.06.2020).
2. Гордейко С.Г. Три ипотечные трансформации 2019 года и их влияние на секьюритизацию // Энциклопедия российской секьюритизации. № 1. 2019. С. 52-55. URL: http://rusipoteka.ru/files/analytics/ri/2019/enciklopediya-rossiyskoy-sekyuritizacii-2019.pdf (дата обращения: 15.06.2020).
Review
For citations:
Muzhurenko S... Housing mortgage-refinancing market in Russia. Current state and opportunities. Siberian Financial School. 2020;(2):40-47. (In Russ.)
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